Medicare Part A (2026)
Part A is Hospital Insurance and covers cost associated with confinement in a hospital or skilled nursing facility. (see Medicare Part A)
When you are hospitalized for: |
Medicare Covers |
You Pay |
| 1-60 Days | Most confinement costs after the required Medicare Deductible | $1,736 Part A Deductible |
| 61-90 Days | All eligible expenses, after the patient pays a per-day copayment. | $434/Day |
| 91-150 Days |
All eligible expenses, after patient pays per-day copayment.
(These Are Liftetime Reserve Days Which may never be used again.) |
$868/Day |
| 151 days or more | Nothing | You Pay All Cost |
| Skilled Nursing Confinement: | ||
| When you are hospitalized for at least 3 days and enter a Medicare Approved skilled nursing facility within 30 days after a hospital discharge and are receiving skilled nursing care. | All eligible expenses for the first 20 days; then all eligible expenses, (if you qualify), for days 21-100, after patient pays a per day copayment. |
After 20 days
$217/Day |

Jane Campbell,